LIFE Lessons - The LIFE Lessons Scholarship Program = Official Rules

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Life and Health Insurance Foundation for Education =

The LIFE Lessons Scholarship = Program
Official=20 Rules
NO PURCHASE NECESSARY TO ENTER OR WIN

Eligibility: The LIFE Lessons Scholarship Program is = open=20 only to legal residents of the fifty (50) United States, the = District of=20 Columbia and Puerto Rico, who are between 17 and 24 years of = age, have=20 experienced the death of a parent or legal guardian, and are = currently=20 enrolled in, or have been accepted to, a college, university or = trade=20 school within the fifty (50) United States, the District of = Columbia or=20 Puerto Rico. Employees of Life and Health Insurance Foundation = for=20 Education (=93LIFE=94 or =93Sponsor=94), Weber Shandwick, and = their respective=20 parents, affiliates, subsidiaries, and advertising, and = promotion=20 agencies, and any such employee=92s immediate family members = (spouse,=20 parent, child, sibling and their respective spouses) and those = living in=20 their same households, whether or not related, are not eligible = to enter=20 or win a scholarship. A minor should have a parent=92s or = legal=20 guardian=92s permission to enter. Void where prohibited by = law. The Scholarship Program is subject to all applicable = federal,=20 state and local laws.
How to Enter: To enter, visit = www.lifehappens.org/scholarship=20 between 12:01 a.m. Eastern Time (=93ET=94) on February 14, 2011 = and 11:59=20 p.m. ET on March 14, 2011 (the =93Entry Period=94) and complete = and submit=20 the online application form, including an essay of no more than = 500=20 words or video entry of no more than 3 minutes describing the = financial=20 and emotional challenges you have experienced as a result of the = death=20 of a parent or legal guardian. Online entries must be = received by=20 11:59 p.m. ET on March 14, 2011. To receive an application form = by mail,=20 send an email to scholarship@lifehappens.org or call (202) = 464-5000=20 x4446. You can either fax your completed application form = (to be=20 received by 11:50 p.m. ET March 14, 2011) to: (202) 464-5011, or = mail it=20 to: LIFE Lessons Scholarship Program, c/o LIFE Foundation, 1655 = North=20 Fort Myer Drive, Suite 610, Arlington, VA 22209. Mail-in entries = must be=20 postmarked by March 14, 2011 and received by March 21, 2011. All = entries=20 become the property of the Sponsor and will not be = returned. Limit=20 one (1) entry per entrant. Entry must be submitted in English, = be=20 entrant=92s original creation, be true and verifiable, created = solely by=20 entrant, with no restrictions or limitations on entrant=92s = right to=20 submit, or Sponsor=92s right to use, the entry. Entry may = not have=20 previously won a scholarship from LIFE. Entry cannot = defame or=20 invade publicity rights or privacy of any person, living or = deceased, or=20 otherwise infringe upon any person=92s personal or proprietary = rights.=20 Modifying, enhancing or altering a third party=92s pre-existing = work does=20 not qualify as entrant=92s original creation. Entry may not be = offensive=20 or inappropriate, as determined by judges in their sole=20 discretion. Sponsor reserves the right to disqualify any = entry it=20 deems to be inappropriate, offensive or is not in keeping with = Sponsor=92s=20 image, in its sole discretion. =
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Judging: All eligible entries received will be judged = by a=20 panel of qualified judges on the criteria of: (1.) The = compelling nature=20 of the story; (2.) How instructive the story is with regards to = the need=20 for proper insurance planning (i.e., how the lack of adequate = life=20 insurance coverage impacted the family=92s ability to meet = future=20 financial goals); and (3.) The determination of the student to = not allow=20 his/her loss to prevent him/her from realizing the goal of = obtaining a=20 college degree. Potential winners will be selected on or = about=20 August 15, 2011 and will be notified by telephone and/or = overnight mail=20 and/or email. In the event of a tie, such tied entries will be = re-judged=20 by an additional =93tie-breaking=94 judge based on the criteria = set forth=20 herein. Sponsor reserves the right not to award all = scholarships=20 in the event it receives an insufficient number of eligible = entries that=20 meet the minimum judging criteria, as determined by Sponsor in = its sole=20 discretion. Sponsor also reserves the right to reallocate = scholarships=20 from one form of entry (written essay or video entry) to another = should=20 it receive an insufficient number of entries that meet the = minimum=20 judging criteria, as determined by Sponsor in its sole = discretion. One=20 of the two First Runners-Up in the video category will be chosen = by the=20 public in online voting that will take place on the LIFE = Foundation=92s=20 website on or around June 1, 2011. Sponsor=92s and judges=92 = decisions will=20 be final and binding in all matters relating to this scholarship = program.
Scholarship: Grand Prize (1): $10,000 scholarship, to = be paid=20 directly to winners=92 college, university or trade school = (Approximate=20 Retail Value (=93ARV=94): $10,000). Grand Prize Winner to be = chosen from the=20 pool of First Runners-Up from the essay and video categories. = Written=20 Essays: First Runners-Up (5): $5,000 scholarships, to be paid = directly=20 to winners=92 college, university or trade school (ARV: = $5,000). =20 Second Runners-Up (4): $2,500 scholarships, to be paid directly = to=20 winners=92 college, university or trade school. ARV: = $2,500 each.=20 Third Runners-Up (40): $1,000 scholarships, to be paid directly = to=20 winners=92 college, university or trade school. ARV: = $1,000=20 each. Video Entries: First Runnesr-Up (2): $5,000 = scholarship, to=20 be paid directly to winners=92 college, university, or trade = school. ARV:=20 $5,000. Second Runners-Up (2): $2,500 scholarships, to be paid = directly=20 to winners=92 college, university or trade school. ARV: $2,500 = each. =20 Third Runners-Up (5): $1,000 scholarships, to be paid directly = to=20 winners=92 college, university or trade school. ARV: $1,000 = each. =20 Total ARV of all scholarships: $105,000. All federal, = state and=20 local taxes and any other costs and expenses not specifically = stated=20 herein as being awarded are the winners=92 sole responsibility. = No=20 transfer, assignment, cash redemption, or substitution of = scholarship=20 except by Sponsor who may substitute a scholarship with one of = equal or=20 greater value, at its sole discretion. All scholarship = details are=20 at the sole discretion of the Sponsor.
Winner Notification: Potential winners will be = required to=20 execute and return an Affidavit of Eligibility, Liability and = (where=20 legal) Publicity Release within 5 days of issuance of=20 notification. In the event winner is considered a minor in = his/her=20 jurisdiction of residence, scholarship will be awarded in the = name of=20 minor=92s parent/legal guardian, who will be required to fulfill = all=20 requirements imposed on winners as set forth herein. = Noncompliance=20 with the foregoing, these official rules, Sponsor=92s inability = to make=20 contact with a potential winner within a reasonable time period = or=20 scholarship notification returned as non-deliverable, may result = in=20 disqualification and, at Sponsor=92s discretion, a runner-up may = be=20 notified.
General Conditions: By participating, each entrant = (or, if a=20 minor, his/her parent or legal guardian) agrees (i) to be bound = by the=20 terms of these Official Rules and the decisions of the Sponsor = and=20 judges, which shall be final and binding in all respects; (ii) = to=20 release Sponsor, Weber Shandwick, and their respective parents,=20 affiliates, subsidiaries, and advertising and promotion = agencies, and=20 all of their respective officers, directors, employees, = representatives=20 and agents (collectively, the =93Released Parties=94) from any = liability,=20 loss, injury or damage to entrants or any other person or = entity,=20 including personal injury or death to participants or any other = person=20 or damage to personal or real property, due in whole or in part, = directly or indirectly, by reason of entrant=92s participation = in this=20 program, the use of any entry or acceptance, possession, use or = misuse=20 of a scholarship, and any claims based on rights of privacy, = rights of=20 publicity and/or copyright infringement; (iii) to indemnify and = hold=20 harmless the Released Parties from any liability, loss, injury = or damage=20 related to entrant=92s participation in this program, the use of = any entry=20 or acceptance, possession, use or misuse of a scholarship, and = any=20 claims based on rights of privacy, rights of publicity and/or = copyright=20 infringement and (iv) if a winner, to the use by Sponsor and its = designees of his/her name, city and state of residence, = likeness, voice,=20 actions and biographical information for advertising and = promotion=20 purposes in any and all media now or hereafter known throughout = the=20 world in perpetuity, without additional compensation, = notification=20 permission, unless prohibited by law. Should any portion of the = program=20 be, in Sponsor=92s sole opinion, compromised by non-authorized = human=20 intervention or other causes which, in the sole opinion of the = Sponsor,=20 corrupt or impair the administration, security, fairness, or = submission=20 of entries, Sponsor reserves the right at its sole discretion to = suspend, modify or terminate the program and select the = potential=20 winners from all eligible, non-suspect entries received prior to = such=20 action using the judging procedure outlined above. Released = Parties=20 assume no responsibility for any error, omission, interruption,=20 deletion, defect, delay in operation or transmission, = communications=20 line failure, theft or destruction or unauthorized access to, or = alteration of, submissions. Released Parties are not responsible = for=20 printing, typographical, technical, telephonic, computer, human, = network=20 or other errors relating to or in connection with the program,=20 including, without limitation, errors which may occur in any = program=20 related materials, the administration of the scholarship = program, the=20 processing or judging of entries or the announcement of the = scholarship;=20 for stolen, lost, late, misdirected, inaccurate, undelivered, = damaged,=20 delayed, garbled, illegible, incomplete or postage-due entries = or=20 mail. Released Parties are not responsible for any = problems or=20 technical malfunction of any telephone network or telephone = lines,=20 computer on-line systems, servers, or providers, computer = equipment,=20 software, failure of any e-mail or entry to be received on = account of=20 technical problems, human error or traffic congestion on the = Internet or=20 at any web site, or any combination thereof, including any = injury or=20 damage to individual's or any other person's computer relating = to or=20 resulting from participation in this program or downloading any=20 materials in this program. CAUTION: ANY ATTEMPT TO DELIBERATELY = DAMAGE=20 ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE = SCHOLARSHIP=20 PROGRAM IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD = SUCH AN=20 ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR = OTHER=20 REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO = THE=20 FULLEST EXTENT PERMITTED BY LAW.
Use of Entry: By submitting an entry, entrant (or, if = a=20 minor, his/her parent or legal guardian) agrees Sponsor, its = member=20 organization licensees and its agents shall own the entry=20 submitted (including all rights embodied therein) and that it = and its=20 designees may exploit, edit, modify, and distribute the entry = and all=20 elements of such entry, including, without limitation, the = names,=20 likenesses, voices and actions of any persons or locations = embodied=20 therein, in any and all media now known or not currently known,=20 throughout the world in perpetuity without compensation, = permission or=20 notification to entrant or any third party. You further grant = LIFE the=20 right to allow promotional materials that include your Entry to = be=20 embeddable by the public via YouTube or other online video or = photo=20 services.
Winner List: For the winners=92 names (available = after October=20 1, 2011), send a self-addressed, stamped envelope to be received = by=20 November 2, 2011 to: LIFE Lessons Scholarship Program Winners, = c/o LIFE=20 Foundation, 1655 North Fort Myer Drive, Suite 610, Arlington, VA = 22209.=20

Sponsor: Life and Health Insurance Foundation for = Education,=20 1655 North Fort Myer Drive, Suite 610, Arlington, VA 22209. =

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